Old Settlers Beach Homes under $600,000

Welcome to Old Settlers Beach, a hidden gem nestled along the picturesque coastline of North Carolina. This charming subdivision offers a perfect blend of serene beach living and vibrant community spirit, making it an ideal choice for families, retirees, and anyone seeking a tranquil coastal lifestyle.

Old Settlers Beach boasts a variety of beautiful homes, many of which are available for under $600,000. Whether you’re looking for a cozy beach cottage or a modern family home, this subdivision offers diverse architectural styles that cater to all tastes. Each property is thoughtfully designed, featuring spacious interiors, inviting outdoor spaces, and easy access to the stunning shoreline. Imagine waking up to the sound of waves and enjoying your morning coffee on a sunlit deck!

The community is not just about beautiful homes; it’s also about the lifestyle that comes with them. Residents of Old Settlers Beach enjoy a friendly atmosphere, with neighbors who become friends and a sense of belonging that’s hard to find elsewhere. The subdivision is conveniently located near local shops, restaurants, and recreational activities, ensuring there’s always something to do. From beachcombing and fishing to kayaking and biking, outdoor enthusiasts will find endless opportunities to explore the natural beauty of the area.

In Old Settlers Beach, you’re not just purchasing a home; you’re investing in a lifestyle filled with sunshine, community, and the soothing sounds of the ocean. Come experience the charm of Old Settlers Beach, where your dream coastal home awaits!

Newest Old Settlers Beach Homes under $600,000

$575,000

3 Beds ⋅ 2 Baths

Don't miss this opportunity to own a piece of the coast at a price that makes sense! 1513 Easy Street is truly a local's choice, offering an unbeatable combination of location, parking, lot size, and affordability. Just minutes from a popular beach access featuring no stairs and convenient outdoor showers, making those quick trips to the beach easy for everyone. You're also just one block from a neighborhood park, perfect for the kids, while several nearby local watering holes provide the perfect place to unwind, grab a drink, and enjoy live music. One of the property's biggest advantages is the lack of first-floor living space, which can help make flood insurance more affordable while still providing plenty of useful space below. There's also loads of parking, making it easy to accommodate family, friends, boats, golf carts, and beach gear. And don't overlook the larger-than-average lot--a rare opportunity on the island. There's room to create additional outdoor living space, expand the home, add a deck, or simply enjoy more room to spread out. Great location. Great lot. Great potential. And a price that makes this one worth taking a serious look at. Whether you're looking for a coastal getaway, investment opportunity, or your own place near the beach, 1513 Easy Street deserves a spot on your must-see list! *square-footage for the uppermost room is not included in listed square-footage.

1513 Easy St, Surf City

$399,000

3 Beds ⋅ 2 Baths

Bring your vision to the beach! This 3-bedroom, 2-bath home in North Topsail Beach presents a unique opportunity to create your own coastal retreat. The home needs work and is being sold in its current condition, making it an excellent opportunity for an investor, renovator, or buyer looking for a beach property they can transform into something truly their own. Inside, the existing 3-bedroom, 2-bath layout provides a great starting point for bringing your renovation ideas to life. Whether you envision a classic beach cottage, a modern coastal retreat, a second home for family and friends, or an investment property, the possibilities are yours to explore. Underneath the home, you'll find an outdoor shower, a large storage room, and plenty of open space to use for parking or use as covered area to create a shaded outdoor retreat--add a hammock, swing, picnic table, or comfortable seating and enjoy the salty ocean breeze. The outdoor shower is perfect for rinsing off sandy feet and salty skin after a day at the beach. The spacious storage room is ideal for keeping beach gear, bikes, toys, tools, and more. Convenient exterior stairs on both sides of the home provide easy access to the large front deck. Whether you're enjoying your morning coffee, soaking up the sun, gathering with family and friends, or relaxing in the evening breeze, the spacious deck offers the perfect place to enjoy the coastal setting. Located along Island Drive in North Topsail Beach, this property is conveniently situated near two beach access points. Enjoy easy access to the beach, along with the boating, fishing, dining, and laid-back coastal lifestyle that make Topsail Island such a special place. Bring your vision, your renovation ideas, and your love of the coast--and create something special at the beach.

3210 Island Dr, North Topsail Beach

$500,000

8 Beds ⋅ 4 Baths

Available at Auction. Rare opportunity to own a quadruplex, a ''unicorn'' in Surf City. Set on a desirable corner lot, 2nd Row from beach, each of the four units offers a comfortable 2-bedroom, 1-bath floor plan at 768 square feet- a layout coastal renters actively seek out. Eight parking spaces plus a garage give this property a significant edge in a beach town where parking is scarce. The property is being sold as-is with some work to be done, making it a true value-add play for the right buyer. Updates and improvements here have real upside potential. You're steps from the ocean in one of the Carolina coast's most active rental markets. Three of the Four units are currently occupied, so your investment generates income immediately while you plan improvements at your own pace. Live in one unit and let the other three help carry the load, or hold all four as rentals and let Surf City's strong beach tourism do the rest. Either way, the potential here is hard to replicate at this price point and proximity to the water.

1518 Easy St Unit A - D, Surf City

$522,000

2 Beds ⋅ 1 Baths

Discover this cozy 2-bedroom, 1-bath beach cottage in North Topsail Beach, NC, perfectly located second row to the ocean with easy beach access. Freshly updated with brand-new exterior siding and paint completed in September 2026, plus a FORTIFIED Roof™ installed in 2024, this classic coastal cottage is ready to enjoy! The wrap-around deck provides the perfect setting for morning coffee, relaxing after a day at the beach, or entertaining friends and family. This fully furnished, turn-key vacation home offers all the comforts for a coastal retreat, family beach getaway, or investment property. After a day on the sand, rinse off in the hot-and-cold enclosed outdoor shower, fire up the charcoal grilling station for a summer barbecue, or relax on the screened-in patio while watching a summertime thunderstorm roll through. The fenced backyard provides a great space for children or pets, and the home is just 2 miles from local shopping, restaurants, and town amenities. Investors will appreciate the proven rental income of approximately $51K per year, adding to the appeal as a vacation rental or second-home opportunity. Experience the timeless charm of a classic North Topsail Beach cottage with convenient beach access, pet-friendly outdoor space, turn-key furnishings, and everything you need to start enjoying the coastal lifestyle from day one.

3045 Island Dr, North Topsail Beach

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