Old Settlers Beach Homes for Sale

Welcome to Old Settlers Beach, a hidden gem nestled in the picturesque Onslow County, North Carolina. This charming subdivision offers a perfect blend of coastal living and community spirit, making it an ideal destination for families, retirees, and vacationers alike. Just a stone's throw away from the stunning shores of the Atlantic Ocean, residents can enjoy the soothing sounds of the waves and the gentle sea breeze that characterizes this delightful area.

Old Settlers Beach boasts a variety of homes for sale, each designed to capture the essence of coastal living. From cozy beach cottages to spacious family homes, there’s something for everyone in this vibrant community. Many properties feature modern amenities, open floor plans, and outdoor spaces perfect for entertaining or simply soaking up the sun. Whether you’re looking for a permanent residence or a vacation retreat, Old Settlers Beach offers a range of options to suit your needs.

The subdivision is not just about beautiful homes; it’s also about the lifestyle. With easy access to local parks, walking trails, and community events, residents can enjoy a plethora of outdoor activities. Additionally, the nearby beaches provide endless opportunities for swimming, fishing, and sunbathing, ensuring that every day feels like a vacation.

In Old Settlers Beach, you’ll find not just a home but a community that embraces the joys of coastal living. Explore the homes for sale today and discover the perfect place to create lasting memories in this enchanting seaside paradise. Your dream home awaits!

Newest Old Settlers Beach Homes for Sale

$969,000

5 Beds ⋅ 4 Baths

Welcome to ''Surf City Oasis''which brought in 100K gross rental income for 2026. Guests leave wonderful reviews recognizing the recently remodeled features (look for list of upgrades in documents) comes fully furnished, and is truly a turn key investment. Floorplan features 2 bedrooms and 2 full baths on the 2nd floor with spacious family room/dining combo, kitchen features hard surface counters and soft close cabinetry. The stair case leads down to the ground floor living area with 3 bedrooms and full bath, efficiency kitchen area, and you have the option of renting it separtely as short term or long term,or keep that floor for yourself. Use the dedicated beach access easement to go to the beach, or canal. Fully fenced in backyard offers tiki bar/gazebo with hot tub, firepit, and plenty of room for your furry friends. Short walk to the beach or canal, shopping or restaurants dont let this one slip away.

1720 N New River Dr, Surf City

$865,000

5 Beds ⋅ 4 Baths

Classic Canal Cottage, outstanding waterfront amenities, significant price improvement... seller says ''I'm ready for this to be sold''. 4 bedrooms, 4 baths, upgraded with LVP flooring throughout, with fenced yard for privacy, kids, or pets. On the main living level: Three bedrooms, one with full bath in the hall, a secondary master suite with updated master bath plus an additional private owners retreat with a 'flex' room for office, nursery or private owners den. A large master bath with double vanity and extra large walk in closet along with an upstairs laundry area completes the owner retreat. Ground level has a two car garage with automatic openers, a large open space that could double as a game/rec room or canal party room, popular in the canal neighborhoods, a full bath, a potential bedroom and kitchen area plus laundry area with hookups, so the possibilities are endless for this space. The outside living space is what the canals are all about. Block concrete patios scattered around in the fenced waterfront back yard. A storage cottage (shed) for boat and beach toys, yard tools, etc. that is grandfathered. The sea wall has been refurbished and decking is extensive, covered area over the boat slip and there's two boat lifts. Close to the end of the canal street opens up the views and affords great views to the ICWW and quick trips by boat to the Intracoastal Two boat lifts, one boat slip and updated decking and sea wall on waterfront with a grandfathered storage building for all the boat and beach toys. There's even a boat trailer/extra parking space on the street side. Come check out this value and imagine all the things you can do here.

4069 4th St, Surf City

$575,000

3 Beds ⋅ 2 Baths

Don't miss this opportunity to own a piece of the coast at a price that makes sense! 1513 Easy Street is truly a local's choice, offering an unbeatable combination of location, parking, lot size, and affordability. Just minutes from a popular beach access featuring no stairs and convenient outdoor showers, making those quick trips to the beach easy for everyone. You're also just one block from a neighborhood park, perfect for the kids, while several nearby local watering holes provide the perfect place to unwind, grab a drink, and enjoy live music. One of the property's biggest advantages is the lack of first-floor living space, which can help make flood insurance more affordable while still providing plenty of useful space below. There's also loads of parking, making it easy to accommodate family, friends, boats, golf carts, and beach gear. And don't overlook the larger-than-average lot--a rare opportunity on the island. There's room to create additional outdoor living space, expand the home, add a deck, or simply enjoy more room to spread out. Great location. Great lot. Great potential. And a price that makes this one worth taking a serious look at. Whether you're looking for a coastal getaway, investment opportunity, or your own place near the beach, 1513 Easy Street deserves a spot on your must-see list! *square-footage for the uppermost room is not included in listed square-footage.

1513 Easy St, Surf City

$699,000

3 Beds ⋅ 3 Baths

Welcome to 4074 4th Street, a canal-front home in Surf City offering the best of both sides of Topsail Island life. Keep your boat right outside your back door with approximately 55 feet of canal frontage, a dock and boat lift, while the beach and Atlantic Ocean are within walking distance. This 3-bedroom, 3-bath waterfront home offers 1,762 heated square feet and convenient access to the Intracoastal Waterway, giving you the freedom to spend the morning at the beach and the afternoon on the boat without ever leaving the island. Inside, there's plenty of room to spread out. The main living area connects with the dining area and kitchen, including an eat-in bar, while a large family room provides additional space for gathering and relaxing. A tiled sunroom overlooks the canal and gives you another place to enjoy the waterfront setting throughout the day. The ground level adds valuable space for the way people actually live at the coast. A covered porch provides a shaded spot near the water, while the utility room and large storage areas provide plenty of room for beach gear, fishing equipment, bikes, tools and boating supplies. A ground-level bathroom is especially convenient when coming in from the boat or beach. Step outside and you're just a few steps from the dock and boat lift. Head out for a morning of fishing, cruise the Intracoastal Waterway, or spend the afternoon exploring the waters around Topsail Island. When the beach is calling, leave the boat at the dock and walk to the sand. Whether you're searching for a primary residence, second home or coastal getaway, 4074 4th Street brings together what makes Surf City waterfront living so appealing: the Atlantic Ocean within walking distance, approximately 55 feet of canal frontage, your boat in the backyard, generous storage and no HOA.

4074 4th St, Surf City

$899,000

5 Beds ⋅ 3 Baths

Brand-New Hot Tub, Fully Remodeled Kitchen & Major Outdoor Upgrades! Turnkey coastal investment opportunity in Surf City! This stunning 5-bedroom, 3-bathroom beach home delivers 2,183 sq ft of modern living just 0.2 miles from the ocean. Built in 2022, the property sits on a spacious lot and comes fully furnished with phenomenal rental performance and strong ongoing bookings. Enjoy breathtaking canal, sound, and ocean views from the expansive double decks and porches totaling over 1,500 sq ft -- the perfect spot for morning coffee, evening sunsets, or entertaining guests. Recent renovations include a brand-new hot tub, privacy wall, outdoor shower, complete interior painting, and a gorgeous updated kitchen. Inside, the bright open-concept design creates an inviting atmosphere for both relaxation and gatherings. The gourmet kitchen boasts stainless steel appliances, granite counters, and plenty of storage, while the living and dining areas flow effortlessly together. All five bedrooms are generously sized with coastal charm and sleep up to 12 guests comfortably. Additional highlights include newer siding, windows, doors, and flooring throughout, plus a modern heat pump system. The heated and cooled ground-level entry offers bonus storage, while parking under the home and a long driveway provide plenty of space. A quiet, fully fenced yard rounds out the outdoor living. This highly reviewed, self-managed vacation rental is in prime condition and includes a home warranty for buyer confidence. Located just steps from beach access between 8th and 9th Streets, you're minutes from everything Surf City has to offer. If you're searching for a luxurious beach home with excellent income potential, this is it. Don't wait -- schedule your showing today and make this Surf City gem yours at the new reduced price!

8020 8th St, Surf City

3048 Island Dr Unit ., North Topsail Beach

$3,295,000

8 Beds ⋅ 10 Baths

Stunning New Construction On North Topsail. Breathtaking Ocean Views. 8-bed, 9.5 bath home is designed for luxury beachside living. The kitchen features two islands for food preparation. Baths feature elegant tile and granite throughout. Beautifully finished oversized decks and an elevator provide access to all floors. 2 washer, dryers. After a day on the sand, rinse off in the outdoor shower before enjoying the salt water pool. This coastal retreat is the ultimate island getaway.

3048 Island Dr Unit ., North Topsail Beach

$988,500

4 Beds ⋅ 3 Baths

Coastal Paradise Fully Furnished and Rental Ready! Experience the best of coastal living in this stunning 4-bedroom, 3-bath home offering 2,295 square feet of beautifully designed living space with breathtaking views. Whether you're looking for a full-time residence, a luxurious vacation retreat, or a proven investment property, this exceptional home checks every box. Sold completely furnished, it's ready for you to move in or continue generating rental income from day one. The spacious, open-concept floor plan is designed for entertaining and relaxing, with abundant natural light and multiple living areas that comfortably accommodate family and guests. Step outside onto the expansive decks, where you can enjoy spectacular sunrises over the ocean, and refreshing coastal breezes throughout the day. Owners added an oversized outside shower, a drive thru utility building big enough for a 6 person golf cart, as well as plenty of room for a lawn mower and other storage. The storage area has a fridge and a separate room for chairs and etc. and a patio with firepit to enjoy on those nice evenings with family or guests. After a day at the beach, rinse off in the convenient outdoor shower before gathering with friends and family to enjoy everything this coastal retreat has to offer. This property also boasts an established rental history, making it an outstanding opportunity for investors seeking immediate income potential while still enjoying personal use throughout the year. Wake up to the sights and sounds of the coast, spend your days enjoying the beach, and create lasting memories in this exceptional home. Whether you're searching for a high-performing investment or your own private seaside escape, this coastal gem offers the perfect combination! Hot water Heater replaced in 2024, one of the HVAC units was replaced in June 2024

1710 N New River Dr, Surf City

$1,790,000

5 Beds ⋅ 5 Baths

$25,000 BUILDER INCENTIVE! Buyer may use the $25,000 incentive toward a mortgage rate buy-down or apply it toward the construction of a 12' × 24' swimming pool. Pool permit is currently pending. This home is NEW CONSTRUCTION and complete. Experience luxury coastal living at 1919 N New River Drive in Surf City. This stunning furnished, new construction home offers 3,200 square feet, 5 bedrooms, and 4.5 bathrooms, including three private en-suite bedrooms. Designed to capture breathtaking panoramic ocean and canal views, the home is located directly across from Public Beach Access #2, providing effortless access to the beach. Thoughtfully designed with quality and comfort in mind, the home features Hardie board siding, custom LVT flooring, insulated interior walls for enhanced soundproofing, solid wood doors, and two fireplaces--one in the primary bedroom and one in the living room. Additional features include an elevator, open-concept living, premium finishes, outdoor shower, privacy fence, a four-car garage with finished garage flooring, and a 50-amp electrical connection for electric vehicle charging. Whether you're seeking a short-term rental investment, primary residence, or second home, this exceptional property offers the perfect blend of luxury, comfort, and location in one of Surf City's most desirable coastal communities.

1919 N New River Dr, Surf City

$1,064,000

3 Beds ⋅ 3 Baths

Sellers offering 10k in closing costs for buyers able to close by end of Oct and 5k in closing costs for buyers able to close by end of Nov. Your dream waterfront retreat on Topsail Island is here. This beautifully maintained canal-front home showcases the best of coastal living, offering stunning sunset views, direct water access, and multiple outdoor spaces designed for effortless relaxation. Perfectly positioned on a deep canal, the property includes a boat lift and generous outdoor living areas ideal for year-round enjoyment. Surf City rests on a 23-mile barrier island celebrated for its natural beauty, laid-back atmosphere, and endless recreation. Inside, the home features 3 bedrooms and 2 baths, plus a waterside shop with a half bath located beneath the house--perfect for storing gear, tackling projects, or accommodating guests. The interior has been thoughtfully updated with an extensive list of 2026 improvements, creating a fresh, modern coastal aesthetic: 2026 Improvements Wall removed between kitchen and living room to create a true open-concept layout Popcorn ceilings removed throughout Shiplap ceiling with center beam and recessed lighting added in living room and kitchen Kitchen upgrades: Large island seating six, designed for cooking, gathering, and entertaining New 6-burner gas range with convection and air-fry oven Over-range microwave removed and replaced with a powerful exterior-vented hood New microwave installed in the island Granite countertops All-new soft-close cabinets, drawers, and pantry storage Pantry cabinets include pull-out shelves with power outlets Tiled backsplash Primary bathroom upgrades: New soft-close vanity with quartz top Tub removed and replaced with a custom tiled shower with glass door New lighting, fixtures, and mirrors Guest bathroom upgrades: New soft-close vanity with quartz top New lighting, fixtures, and mirrors New ceiling fans in primary bedroom and living room Beadboard chair rail replaced with a clean, modern finish Premium LVP flooring installed throughout, replacing carpet and older LVP All light switches and plates replaced with matching white finishes Fresh Sherwin-Williams paint throughout Beyond the interior, the home includes valuable system upgrades such as a propane tankless water heater, propane heating, thermal doors, LED lighting, a security system, and a generator for added peace of mind. Outdoor enhancements continue the theme of quality and care: a cargo lift, metal roof, storm shutters, composite decking and walkway, vinyl railings, irrigation system, fenced yard, and a fully wired shop with custom shelving and double doors. Enjoy the screened-in deck or the covered lower-level spaces as you unwind after a day on the water, taking in the salty breeze and spectacular sunsets. The neighborhood offers a peaceful blend of full-time residents and occasional weekend homeowners, resulting in minimal noise and traffic--even during peak season. Water pressure has remained consistently strong, and surrounding homes are lightly used, contributing to a quiet, relaxed environment. This property has been exceptionally cared for and offers a rare combination of location, upgrades, and waterfront lifestyle. A solid, well-maintained coastal home with features seldom found together. Don't miss your opportunity to own this Topsail Island paradise.Your dream waterfront retreat on Topsail Island has arrived. This beautifully maintained beach house captures the very best of coastal living, offering breathtaking sunset views, direct canal access, and multiple outdoor spaces designed for relaxation. Perfectly positioned on a deep waterfront canal, the property includes a boat lift and generous outdoor living areas for year-round enjoyment. Surf City sits on a 23-mile barrier island known for its natural beauty, relaxed atmosphere, and endless recreation. Inside, the home features 3 bedrooms,

1023 1st St, Surf City

$959,000

3 Beds ⋅ 2 Baths

--Beautifully Updated-- canal-front home -- deep water access--stunning water views, --private boat dock. Whether you enjoy cruising the Intracoastal Waterway, fishing, or simply relaxing by the water, this property is designed for making lasting memories. --The spacious open floor plan creates the perfect gathering place for family and friends, with the living area flowing onto a covered waterfront deck-- unwind and watch the boats pass by-- The well-appointed kitchen features-- granite countertops and plenty of space for entertaining.--The main living area offers 3 bedrooms& 2 baths, while the ground-level apartment has 1 bedroom &flex space being used as a bedroom, full kitchen and bath.( 773 extra sq ft, not included in primary sq footage) Use it to maximize rental income, accommodate guests, or keep the lower level for your own private retreat while renting the upper level.--Outside, enjoy a beautifully landscaped backyard, a bulkheaded waterfront, and both covered and uncovered docking areas at your private boat dock. The deep-water canal provides direct access to the Intracoastal Waterway, making this a dream property for boating enthusiasts. Additional features include: • Deep-water canal frontage • Private boat dock with covered and uncovered area • Direct access to the Intracoastal Waterway • Spacious open-concept floor plan • Covered waterfront deck with beautiful water views • Granite countertops • Ground-level apartment with, 1 bedroom/ large flex space, full kitchen and bath • Landscaped backyard • Outdoor storage area for beach and boating gear • Excellent rental potential • Convenient location near restaurants, shopping, and local attractions • Short stroll to beach access

1041 1st St, Surf City

$659,000

2 Beds ⋅ 1 Baths

RARE SURF CITY TWO-UNIT BEACH PROPERTY -- $659,000 Two completely separate 2-bedroom, 1-bath living spaces just one block from the beach! Welcome to a unique Surf City opportunity offering the flexibility, space, and income potential that beach buyers rarely find in one property. This property features two completely separate living spaces, each offering 2 bedrooms and 1 full bath, full kitchen, living room and washer/dryer hookups, providing an exceptional setup for multi-generational living, a second home with guest accommodations, or an investment property with rental potential. 1,762 total finished square feet across two independent levels. The upper level is approximately 881 sq. ft; the lower level adds an additional 881 finished legal sq. ft. and is separately accessed. Each level has Independent climate control air conditioning and air handlers. Both levels come fully furnished for a turn key rental opportunity or stress free move in experience. Never pay for beach parking again with off street parking with positions for 4 vehicles just a minutes walk from both the Topsail Beach front and Intercostal Waterway. Enjoy the sea breeze and sunrise over morning coffee or sunset dinners on the elevated wrap around deck at your very own beach get away.

8007 8th St, Surf City

$1,089,000

4 Beds ⋅ 2 Baths

Welcome to ''Serenity by the Sea'' -- a rare oceanfront opportunity in the highly sought-after Old Settlers Beach section of North Topsail Beach, where charming coastal character, direct beachfront living, and proven rental performance come together beautifully. YOUR OWN PRIVATE BEACH ESSENTIALLY--rare location. Potential $110,000 gross. Perfectly positioned on nearly private oceanfront lot with private beach access, this beautifully updated 4-bedroom, 2-bath coastal retreat offers the ideal blend of personal getaway and investment property. With approximately 1,300+ heated square feet, this home maximizes every inch with a desirable reverse floor plan designed to showcase breathtaking Atlantic Ocean views from the main living spaces. The upper level features an open-concept kitchen, dining, and living area filled with natural light, vaulted ceilings, and expansive oceanfront decking where sunrise coffee and evening ocean breezes become part of daily life. Updated finishes, solid surface countertops, coastal-inspired interiors, and spacious entertaining areas create an inviting atmosphere for owners and guests alike. The home's flexible layout includes multiple ocean-view bedrooms, dual covered and open decks, outdoor gathering spaces, and direct access to one of North Topsail's widest stretches of sandy shoreline. Whether enjoying the deck swing, outdoor seating areas, or panoramic views, this property captures the true essence of beachfront living. Highlights Include: Direct oceanfront location in Old Settlers Beach 4 bedrooms / 2 baths Reverse floor plan for elevated views Expansive multi-level decking Private beach walkway Strong vacation rental potential Updated kitchen and interior finishes Turnkey furnished coastal retreat Covered parking and outdoor storage Ideal second home, investment property, or primary beachfront residence Located in one of North Topsail Beach's most desirable niches, Old Settlers Beach is known for its quieter setting, strong rental demand, and proximity to Surf City dining, shopping, and entertainment while maintaining a more private coastal feel. Comparable recent sales in this niche continue to demonstrate strong demand for well-positioned oceanfront homes, especially those offering charm, updated interiors, and rental flexibility. () Whether you're seeking a proven income-producing asset, family beach escape, or your own piece of Topsail Island paradise, 238 Topsail Road delivers the location, views, and lifestyle buyers dream about. Experience oceanfront living where every day feels like vacation.

238 Topsail Rd, North Topsail Beach

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