North Topsail Beach Homes under $500,000

Welcome to North Topsail Beach, a hidden gem nestled along the stunning coastline of North Carolina's Onslow County. This charming seaside town is renowned for its pristine beaches, tranquil atmosphere, and a welcoming community, making it an ideal destination for those seeking a serene coastal lifestyle. With its picturesque views of the Atlantic Ocean and lush natural landscapes, North Topsail Beach offers a perfect blend of relaxation and adventure.

For homebuyers looking for an affordable piece of paradise, North Topsail Beach boasts a variety of beautiful homes under $500,000. Whether you're searching for a cozy beach cottage, a spacious family home, or a charming vacation rental, this coastal haven has something to suit every taste and budget. Many of these properties feature stunning ocean views, easy beach access, and modern amenities, allowing you to enjoy the best of coastal living without breaking the bank.

In addition to its beautiful homes, North Topsail Beach is a haven for outdoor enthusiasts. Enjoy fishing, kayaking, or simply strolling along the sandy shores while soaking in the breathtaking sunsets. The community is also home to various local shops, restaurants, and recreational activities, ensuring that there's always something to do.

With its affordable housing options and idyllic setting, North Topsail Beach is not just a place to live; it's a lifestyle. Discover your dream home in this charming coastal town and experience the magic of beachside living today!

Newest North Topsail Beach Homes under $500,000

2224 New River Inlet Rd Unit Unit 240, North Topsail Beach

$239,000

2 Beds ⋅ 2 Baths

Welcome to your ocean front, coastal retreat. Breath taking views and just steps away from the beautiful sand and waves. This fully furnished oasis comfortably sleeps 4-6, making it the perfect family or friends getaway. Beautifully and thoughtfully decorated with relaxation in mind. The spacious living room is open to the kitchen, which makes it perfect for entertaining. Walk out to the balcony and soak up the amazing view and breathtaking sunrises. New heating/cooling in living area and master bedroom. Furnished with pampering guests in mind, you'll be able to move right in or begin your investment journey.....the possibilities are endless. Welcome to your coastal dream!!.

2224 New River Inlet Rd Unit Unit 240, North Topsail Beach

2000 New River Inlet Rd Unit 1c5, North Topsail Beach

$274,888

2 Beds ⋅ 2 Baths

Enjoy coastal living at St. Regis Resort in this inviting 2-bedroom, 2-bath condo in North Topsail Beach. Whether you're searching for a beach getaway, full-time coastal home, or investment opportunity, this property offers the perfect setting to enjoy everything Topsail Island has to offer. The condo features a comfortable, open living space, a functional kitchen, and two spacious bedrooms, providing plenty of room to relax after a day at the beach. Located within the oceanfront St. Regis community, you'll have convenient access to the shoreline along with an impressive selection of resort-style amenities. St. Regis offers indoor and outdoor pools, fitness center, sauna, arcade, playground, basketball court, putting green, picnic and grilling areas, on-site dining, coffee and ice cream shops, elevators, and private beach access. With so much available right within the community, it's easy to settle into the Topsail Island lifestyle. Come see why St. Regis continues to be a favorite destination on the North Carolina coast!

2000 New River Inlet Rd Unit 1c5, North Topsail Beach

790 New River Inlet Rd Unit 205b, North Topsail Beach

$250,000

1 Beds ⋅ 1 Baths

Welcome to coastal living at its best in Villa Capriani! This beautifully updated 2-bedroom, 2-bath condominium offers the perfect blend of investment opportunity, vacation getaway, and low-maintenance beach living in North Topsail Beach. Inside, you'll find LVP flooring throughout, stainless steel appliances, and gorgeous quartz countertops in the kitchen, creating a fresh, coastal feel that is both stylish and easy to maintain. Whether you're looking for a proven rental property, a second home, or your own place to escape to the coast, this condo offers the flexibility and convenience you're looking for. Villa Capriani is known for its resort-style amenities and prime oceanfront setting, featuring direct beach access, multiple community pools, hot tubs, beautifully maintained grounds, and an on-site restaurant. Owners enjoy peace of mind with the HOA handling exterior building and grounds maintenance, water, sewer, trash, pest control, and the master insurance. With strong rental appeal and amenities designed for vacationers, Villa Capriani offers an easy way to own a piece of the North Topsail Beach lifestyle without the day-to-day maintenance of a traditional home. Whether you're relaxing by the pool, soaking in the hot tub, enjoying dinner on-site, or walking straight out to the beach, this is coastal living made easy!

790 New River Inlet Rd Unit 205b, North Topsail Beach

2000 New River Inlet Rd Unit 2304, North Topsail Beach

$335,000

2 Beds ⋅ 2 Baths

Discover coastal living and investment potential with this furnished two-bedroom, two-bathroom condo at St. Regis on North Topsail Beach. Located on the third floor, this inviting unit offers beautiful views and an easy, low-maintenance beach lifestyle--perfect as a primary residence, second home, or investment property. Tile flooring throughout makes beach living a breeze, while the kitchen features solid-surface countertops and a convenient wet bar for entertaining. The primary suite includes an updated en suite bathroom with a walk-in tiled shower. Step outside onto the covered balcony and enjoy fabulous views of the ocean and the renovated covered pool. Recent improvements add even more value, including a new HVAC system and new washer and dryer. The exterior of the building has also recently been restored, giving the property a fresh, updated appearance. A month-to-month tenant is currently in place and may remain if desired by the new owner, offering added flexibility for an investor. St. Regis offers an impressive collection of resort-style amenities, including indoor and outdoor pools, on-site dining, community Wi-Fi, a business center, arcade, fitness center, playground, sauna, seasonal activities, and convenient parking. The Sea Star Cabana provides poolside refreshments during the season. Ideally situated on Topsail Island between Wilmington and Jacksonville, this condo provides convenient access to the area's beaches, dining, recreation, and coastal attractions. Whether you're searching for an off-season escape, a vacation rental investment, or a full-time home with an ocean view, this St. Regis condo offers an opportunity to enjoy the North Topsail Beach lifestyle.

2000 New River Inlet Rd Unit 2304, North Topsail Beach

2000 New River Inlet Rd Unit 1004, North Topsail Beach

$389,888

3 Beds ⋅ 3 Baths

Welcome to coastal living at St. Regis! This spacious 3-bedroom, 2-bath condo offers a larger floor plan with plenty of room to relax, entertain, or enjoy as a full-time residence, second home, or investment property. Designed with accessibility in mind, the unit features handicap-accessible accommodations for added convenience. Located in the oceanfront St. Regis community on North Topsail Beach, owners and guests can enjoy an impressive collection of resort-style amenities, including direct beach access, indoor and outdoor pools, fitness center and sauna, onsite dining, coffee and ice cream shops, arcade, playground, putting green, bocce ball, basketball, grilling and picnic areas, and more. Enjoy the space of a three-bedroom condo along with all the conveniences and amenities that make St. Regis a favorite Topsail Island destination.

2000 New River Inlet Rd Unit 1004, North Topsail Beach

2000 New River Inlet Rd Unit 3001, North Topsail Beach

$374,888

3 Beds ⋅ 2 Baths

Enjoy coastal living in this spacious 3-bedroom, 2-bath condo at St. Regis Resort in North Topsail Beach. This unit offers plenty of space for relaxing or entertaining, along with convenient access to the beach and an impressive selection of resort amenities. St. Regis features indoor and outdoor pools, private beach access, fitness center and sauna, arcade, playground, putting green, basketball court, bocce ball, grilling and picnic areas, elevators, EV charging stations, and on-site dining and shops. Whether you're looking for a primary residence, beach getaway, or investment property, this condo offers a great opportunity to enjoy the Topsail Island lifestyle.

2000 New River Inlet Rd Unit 3001, North Topsail Beach

1896 New River Inlet Rd Unit 1118, North Topsail Beach

$429,000

2 Beds ⋅ 2 Baths

Ocean views, effortless beachside living, and established rental income await at Shipwatch Villas in North Topsail Beach. Welcome to Unit 1118 at Shipwatch Villas, where relaxed island living meets an exceptional investment opportunity. This beautifully furnished two-bedroom, two-bathroom condo offers the perfect setting for a personal beach retreat, an income-producing vacation property, or the best of both. Inside, the open-concept kitchen and living area creates a bright, inviting space designed for gathering, entertaining, and unwinding after a day by the water. The thoughtful layout offers plenty of space to relax and entertain while maintaining the comfortable, effortless feel of a beach escape. Step outside onto the private balcony and take in beautiful ocean and pool views from the new deck furniture. From morning coffee with an ocean breeze to relaxing after a day on the beach, this outdoor space is made for enjoying the laid-back North Topsail Beach lifestyle. Offered fully furnished and ready to enjoy, Unit 1118 makes ownership easy from day one. With established rental income already in place, buyers can step into a turnkey vacation property while still having the flexibility to enjoy it as their own personal getaway. Whether you're searching for a second home, an income-producing property, or a place that offers the best of both, Shipwatch Villas Unit 1118 delivers the opportunity to own, enjoy, and invest at the beach.

1896 New River Inlet Rd Unit 1118, North Topsail Beach

$345,000

2 Beds ⋅ 2 Baths

Welcome to 301 Bay Circle, a charming North Topsail Beach retreat offering 2 bedrooms, 2 full baths, plus a bonus bunk room--all tucked beneath a beautiful canopy of mature live oaks. NO HOA, a ''fortified'' roof in 2024 & a short walk to the beach make this property a fantastic buy. The open main living area brings together the kitchen, dining and living spaces beneath vaulted ceilings, creating a bright and inviting place to gather. On the lower level, you'll find a comfortable bedroom with direct access to a beautiful screened porch, a full bathroom, and a separate bonus bunk room--an ideal setup for kids, or extra guests. Upstairs, the generously sized primary bedroom offers its own private bath and balcony, creating a peaceful retreat of its own. Outdoor living is where this property really shines. With decks on three sides of the home, two screened porches, a spacious shaded area beneath the house, outdoor shower and plenty of parking, there is always a place to relax after a day at the beach. The magnificent live oaks create a sense of privacy and serenity that's hard to find this close to the ocean. Walk across the street for dinner and drinks at the St. Regis, grab some coffee at Coffee Joy for your morning beach walk, or stroll to the nearby tiki bar. Offered fully furnished and already set up to sleep six, 301 Bay Circle is ready to enjoy as a primary residence, second home or vacation rental. Come experience your own little North Topsail Beach escape beneath the live oaks! * some photos digitally enhanced (twilight)

301 Bay Cir N, North Topsail Beach

$449,000

3 Beds ⋅ 2 Baths

Located on Topsail Island, this furnished beach cottage has both sound and ocean access from the ''Winter Haven'' community. Just a short walk to the beach, this well maintained 3 bedroom 2 bath home with an open concept kitchen and living area has a huge screen porch for catching the evening breeze. A fenced yard for your pets and a storage shed for beach toys and chairs. Rinse off in the outdoor shower. Close to Surf City Restaurants and shops. Your beach days are ahead with this home.

2108 Wicker St, North Topsail Beach

2224 New River Inlet Rd Unit 338, North Topsail Beach

$154,900

1 Beds ⋅ 1 Baths

2224 New River Inlet Rd Unit 338, North Topsail Beach

2182 New River Inlet Rd Unit 274, North Topsail Beach

$139,750

1 Beds ⋅ 1 Baths

Active vacation rental with over $25k in 2025 revenue and over $26k in revenue YTD as of August 31st 2026! ''Life is a Beach'' on Airbnb. Second-floor, oceanfront condo located within a well-established beachfront community on North Topsail Beach. This 1-bedroom unit offers direct oceanfront living, strong short-term rental performance, and outstanding value for both personal use and investment purposes. Positioned directly on the oceanfront, the condo enjoys beautiful views of the Atlantic Ocean with easy, convenient beach access just steps from the building. Inside, the unit has been recently updated and features LVP flooring throughout, offering a clean, coastal feel with low-maintenance durability. The primary bedroom provides sleeping for two while an additional built-in bunk area creates extra sleeping space for two more, enhancing functionality and rental appeal. The condo is being sold fully furnished, making it truly turn-key for continued short-term rental use or immediate personal enjoyment. This property is an active and successful short-term rental with frequent bookings, making it a strong opportunity for buyers seeking established income in a high-demand oceanfront location. Buyers are encouraged to review the 3-D virtual tour and professional property video. Oceanfront condos with recent updates, furnished convenience, and a documented rental history are increasingly hard to find. This property represents a compelling opportunity to own a well-performing oceanfront property at North Topsail Beach. Property can be purchased as a package with 2182 New River Inlet Rd Unit 172 and 2224 New River Inlet Road Unit 338. Make your appointment today!

2182 New River Inlet Rd Unit 274, North Topsail Beach

2182 New River Inlet Rd Unit 172, North Topsail Beach

$145,855

1 Beds ⋅ 1 Baths

Extensively Updated Oceanfront Condo with Strong Rental History (Revenue Over $32,000 in 2025 and $25,400 2026 TYD as of August 31st). Oceanfront condo located within a well-established beachfront community on North Topsail Beach. Positioned directly on the oceanfront, this condo offers beautiful Atlantic Ocean views and convenient beach access just steps from the building. Inside, the condo has been extensively updated and showcases LVP flooring, updated cabinetry, granite countertops, and stainless-steel appliances, creating a clean, modern coastal interior designed for durability, style, and guest appeal. The well-designed layout includes a private bedroom along with an additional built-in bunk area, providing extra sleeping space and increasing flexibility for short-term rental use. This property is a highly successful and frequently booked short-term rental, reflecting consistent demand and strong performance in this oceanfront market. Due to the unit's active rental schedule and steady bookings. Unit 172 represents an excellent opportunity to own a well-performing oceanfront investment or an updated coastal retreat. Property can be purchased as a package with 2182 New River Inlet Rd Unit 274 and 2224 New River Inlet Road Unit 338.

2182 New River Inlet Rd Unit 172, North Topsail Beach

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